The loss of interest for the euro in Romania

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📝 Abstract

We generalize a money demand micro-founded model to explain Romanians’ recent loss of interest for the euro. We show that the reason behind this loss of interest is a severe decline in the relative degree of the euro liquidity against that of the Romanian leu.

💡 Analysis

We generalize a money demand micro-founded model to explain Romanians’ recent loss of interest for the euro. We show that the reason behind this loss of interest is a severe decline in the relative degree of the euro liquidity against that of the Romanian leu.

📄 Content

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The loss of interest for the euro in Romania

Claudiu Tiberiu ALBULESCU1 and Dominique PÉPIN2 1 Management Department, Politehnica University of Timisoara 2 CRIEF, University of Poitiers

Abstract We generalize a money demand micro-founded model to explain Romanians’ recent loss of interest for the euro. We show that the reason behind this loss of interest is a severe decline in the relative degree of the euro liquidity against that of the Romanian leu.

Keywords: money demand, open economy model, currency substitution, Romania JEL codes: E41, E52, F41

Corresponding author. E-mail addresses: claudiu.albulescu@upt.ro, claudiual@yahoo.com. 2

  1. Introduction Romania joined the European Union (EU) in 2007 being now one of the Euro area candidate countries. Long before Romania’s entrance to the EU, the leu and the euro went hand in hand as the main transactions and savings currencies. However, since September 2001, the euro holding has considerably diminished as compared to that of the domestic currency.
    Let t M denote the Romanian domestic money holding, while

t M is the euro holding. Assuming that tS is the exchange rate, then * t tM S represents the euro holding denominated in lei. Figure 1 shows the drop of the * t tM S / t M ratio over the period 2001:M9-2015:M11. Figure 1. Romanians’ euro holding to domestic money holding ratio 0.4 0.5 0.6 0.7 0.8 0.9 1.0 1.1 1.2 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15
Source: Own computations based on monthly bulletins of the National Bank of Romania

The literature on money demand provides no explanation for such a trend. The money demand in the CEE countries is empirically investigated by Van Aarle and Budina (1996), Mulligan and Nijsse (2001), Dreger et al. (2007), Fidrmuc (2009), or Dritsaki and Dritsaki (2012). Single-country analyses of money demand are conducted inter-alia by Komárek and Melecký (2004) for the Czech Republic, by Siliverstovs (2008) for Latvia, or by Hsieh and Hsing (2009) for Hungary. The money demand in Romania was investigated by Andronescu et al. (2004) and Ruxanda and Muraru (2011). None of these papers provides a micro-founded theoretical model to justify the specification of their empirical money demand functions. Albulescu and Pépin (2016) represent an exception.
Our contribution to the existing literature is twofold. First, we generalize the micro-founded model of Albulescu and Pépin (2016) by assuming that the relative liquidity degree of the 3

euro against that of the leu is changing. Second, we apply the new model on the Romanian case and explain the loss of interest for the euro during the last period.
2. A money demand model in an open economy Generalizing Albulescu and Pépin (2016), we suppose that the lifetime utility function of the domestic agent is:                           i t, ; P M S , P M , P X U E V i t i t * i t i t i t i t i t i t 0 i i t t , (1) where t X is the monetary consumption spending denominated in lei, tP is the price index, t is a stationary stochastic process and t is a deterministic trend. . Et is the expectation conditional upon the information available at time t and the presence of t and of trend t in the utility function indicates that its properties are subject to changes. This utility specification is based on the assumption that the representative agent holds foreign and domestic money in relation with his total consumption, with no distinction between his consumption of foreign and domestic goods.
Now suppose that the utility function takes the form:                                                   t * t t t t t t 1 t t t t t t t t t t P M S ,t 1 P M ,t P X ,t; P M S , P M , P X U ,
     1 , (2) where ) 1 /( 1     is the elasticity of substitution between the leu and the euro and   t ,t   is a function of t and t (the share parameter).
If the elasticity  is high, it is easier to replace one currency by another, which represents a proof of monetary integration (Fidrmuc, 2009). Therefore, if 1   we have substitutability between currencies, while a value 1   indicates their complementarity. In their simplified model, where   t ,t t      , Albulescu and Pépin (2016) find that the elasticity of substitution between the leu and the euro is weak, ranging between 0.3 and 0.5 under different estimations, and reject thus the hypothesis of monetary integration with the Euro area. The expression                                  1 t * t t t t t t P M S ,t 1 P M ,t is the liquidity production function and the term       t t ,t / ,t 1      measures the liquidity degree of the euro against the leu in the eyes of the Romanian repr

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